Terms & Conditions

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website.

This website is operated by eGuillen-Services (“we,” “us,” or “our”).

2. Purpose of This Website

This website is intended to provide general, educational information about Medicare-related insurance products and to allow users to request consultations or schedule appointments with a licensed insurance agent.

This website does not provide plan enrollment, coverage determinations, or eligibility decisions.

3. Medicare-Only Services

eGuillen-Services provides information and assistance related to:

• Medicare Advantage Plans (Part C)

• Medicare Supplement Insurance (Medigap)

• Medicare Prescription Drug Plans (Part D)

We do not provide information or services related to under-65 health insurance, Marketplace plans, or non-Medicare products at this time.

4. No Obligation to Enroll

Submitting information through this website, requesting a consultation, or scheduling an appointment:

• Does not obligate you to enroll in any insurance plan

• Does not guarantee plan availability or eligibility

A licensed insurance agent may contact you in response to your request.

5. Not Affiliated With Medicare

eGuillen-Services is not affiliated with or endorsed by the U.S. government or the federal Medicare program.

For official Medicare information, please visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).

6. Scope of Appointments

Appointments scheduled through this website are for informational and educational purposes only.

Enrollment discussions, plan comparisons, and application assistance may require:

• Additional consent

• Scope of Appointment documentation

• Verification of eligibility

These steps may occur outside of this website, either in person or through secure, compliant methods.

7. User Responsibilities

By using this website, you agree to:

• Provide accurate and truthful information

• Use the website only for lawful purposes

• Not misuse forms, booking tools, or contact features

You may not attempt to interfere with the website’s functionality or security.

8. No Medical or Legal Advice

Information provided on this website is not medical, legal, or financial advice.

Plan availability, benefits, costs, and eligibility vary by location and individual circumstances. Only official plan documents govern coverage.

9. Intellectual Property

All content on this website, including text, logos, graphics, and design elements, is the property of eGuillen-Services unless otherwise stated.

You may not copy, reproduce, or distribute website content without prior written permission.

10. Third-Party Links

This website may contain links to third-party websites, including insurance carriers or government resources.

eGuillen-Services is not responsible for the content, accuracy, or privacy practices of third-party websites.

11. Limitation of Liability

eGuillen-Services is not liable for any damages arising from:

• Use of this website

• Reliance on general information provided

• Technical issues, interruptions, or errors

Use of this website is at your own risk.

12. Changes to These Terms

We may update these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date.

Continued use of the website constitutes acceptance of any changes.

13. Governing Law

These Terms and Conditions are governed by the laws of the state in which eGuillen-Services operates, without regard to conflict of law principles.

14. Contact Information

If you have questions about these Terms and Conditions, please contact:

eGuillen-Services
Phone: (401) 341-6133
Email: [healthinsurance@eguillenservices.com]